Hard Asset is the property-management platform for Nigerian landlords. Buildings and land, tenants, leases, rent and receipts — from your phone, on the stairwell.
Stop juggling WhatsApp threads, bank alerts and a paper ledger. Hard Asset ties every payment to a tenant, a unit and a lease — in a couple of taps.
Log the transfer against the tenant, unit and lease it belongs to — amount, method and reference in a couple of taps. Your ledger updates instantly.
Confirm a payment and a branded receipt goes out over WhatsApp or SMS in seconds — no more "did you get my transfer?"
Register a parcel, divide it into plots — full, half or quarter — and lease them like any other unit. Holding land you aren't letting yet? Record it with no rent and it still counts as yours.
Sign and invoice a tenancy, and when the term runs out Hard Asset prices the next one and holds it for you — approve it and the new lease and its invoice go out, decline it and the unit is free. Editable until money lands, then locked.
Bring on agents at a commission, or run an org with OWNER, ADMIN and MEMBER seats. Everyone sees exactly their slice.
Nudge tenants as rent falls due and chase overdue balances for you — over WhatsApp, SMS or email, on the schedule you set.
Collected-this-month, overdue and forfeited — bucketed by currency, across every building and parcel. Know where you stand at a glance.
Drop a secure pay-link into a reminder — the tenant taps and pays by card. The money settles straight to your own bank account. On paid plans.
Check a Nigerian tenant's phone against their NIMC-registered name in a tap, right from the tenant form — so the name on the lease is the real one.
You can add your first property and tenant in the time it takes to climb the stairwell.
Register a property, add its units — flats, shops, offices, warehouse bays, or plots on a parcel — and put a tenant on each one. Already mid-lease? Enter the tenancy as it stands and Hard Asset rebuilds the paid history and the current invoice. Free covers your first property — no card needed.
Set the rent and term; Hard Asset fires the invoice and tracks it. Take part-payments, forfeit, or approve a renewal as life happens.
When the transfer lands, record the payment and the receipt sends itself. Your ledger updates in real time.
Collected, expected, due-soon and overdue — bucketed by property and currency, the moment money moves.
Whether you manage one landlord's flats or run a firm with a dozen staff, permissions and visibility just work — no spreadsheets, no oversharing.
Record a payment on the stairwell, send a receipt from the gate, check who's owing from the market — Hard Asset runs in any browser and as a native app on iOS and Android.
Every plan is billed to the account owner — an individual landlord or an organization (one org, one subscription, shared across its seats). Upgrade the moment you outgrow a cap — downgrade any time.
For agents: list yourself on the marketplace for ₦2,500/month — a standalone add-on on your own account, separate from the portfolio plans above. Managing a landlord’s or org’s buildings is always free.
Run out mid-month? Top up pay-as-you-go — SMS ₦5, WhatsApp ₦15 and phone verifications ₦100 per credit.
No. Tenants never log in — they receive receipts and reminders over WhatsApp, SMS or email. Hard Asset is for you, the landlord or agent.
Naira and US Dollars. Every invoice, payment and dashboard total is tracked per currency, so mixed portfolios stay clean.
Card payments via Paystack, billed monthly or yearly. Upgrade the moment you outgrow a cap, and downgrade any time.
Your ledger is yours. Access is role-scoped — agents only see the buildings and parcels they're assigned to, from the day they joined — and every invoice and receipt exports to PDF.
Yes. Register a parcel, divide it into plots — full, half or quarter — and lease a plot exactly like a flat: invoice, receipt, reminder, online payment. Land you're holding rather than letting goes in with no rent and still shows in your portfolio. Warehouses work the same way — register one as its own property and let it whole or bay by bay. Parcels can be transferred and assigned to an agent too.
Yes — bring on agents at a commission, or run an organization with OWNER, ADMIN and MEMBER seats. Caps scale with your plan.
Yes, on paid plans. A secure pay-link rides along in your payment reminder; the tenant taps it and pays by card, and the money settles directly to your own bank account via Paystack. A small transaction fee applies.
Hard Asset tracks the term and reminds you as it approaches. On the day it expires it puts a renewal in front of you at the unit's current rent — approve it and the next lease and its invoice are issued, decline it with a reason and the unit goes back to available. Nothing renews behind your back, and a unit you've marked as not renewing is never put to you. The daily beat handles expiry for you.
Add your first property free in under two minutes. No card, no contract — just your properties, working the way they should.